Our general insurance brokers provide you access to a variety of products and services through the many companies we are contracted with. These products include:
HOME / CONDO INSURANCE
For most people, their home is their single most valuable possession - and their biggest investment. Which is why we take the time up front to ensure you’ve got enough coverage to protect your house, and belongings.
HOME INSURANCE DISCOUNTS
We offer a variety of discounts as well including:
- 15% Mature Customer (55+ years)
- 10% Claims Free
- 5% Local Alarm
- 15% Monitored Alarm
- 5% Sprinkler
- 10% Water leak detection device
Talk to one of our experienced agents for any information or complete the Home Evaluation form here to obtain a quote. Home Insurance Quote Form Condo Insurance Quote Form
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TENANT / RENTER INSURANCE
Did you know that as a renter, your landlord’s home insurance will not cover your belongings in the event of a fire, theft or damage?
You would also be responsible for any damage that you cause to any part of your building and for any accidental injuries incurred by someone while visiting the property.
For example:
- If you left something in the oven which led to a fire, you would be responsible for damages caused to any part of the building or apartment complex that you reside in.
- If a visitor to your home slipped and fell due to your negligence, you could be held financially responsible for their medical and other expenses.
For as little as $1 a day, tenant insurance can make sure that you are adequately covered.
Tenant Insurance quote form: Tenant Quote Form
COMMERCIAL INSURANCE
Business Insurance
Insurance is an important part of any business plan. Obtaining the right insurance is vital in order to survive and succeed in a world as full of opportunity as it is risk.
Pacific Place Insurance Services has the capacity and ability to insure nearly every area of your business such as your property, income, and vehicles. Even better, we go beyond industry standard coverages, making our insurance solutions even more valuable than those of our competitors.
Liability Insurance
Operating a business can be a tough but rewarding job. Which is why it’s important to ensure your hard work is protected from unexpected risks such as large liability issues that can arise in a number of ways over the course of doing business.
Our comprehensive liability insurance packages include options like:
- Directors and Officers Liability
- Abuse and Harassment Liability
- Professional Errors and Omissions Liability
- Protection from Injury or Damage Claims Liability
- General Third-Party Liability
Construction Insurance
When planning your construction project, we can protect your company’s professional construction project.
We also offer a comprehensive insurance package that includes construction-specific features like:
- Contractor’s Commercial General Liability – for compensatory damages due to bodily injury or property damages arising from your operations.
- Wrap-up Liability Insurance – covers a single construction project for the entire life of the project.
- Project Owner’s Commercial General Liability – for compensatory damages due to bodily injury or property damages arising from your operations.
- Builder’s Risk Course of Construction – protects against loss or damage to building operations during the course of construction.
- Comprehensive Home Builder’s Risk Coverage – provides insurance against loss or damage to Residential and Commercial Building Projects under construction
Talk to one of our agents for additional information or a quote.
CAR INSURANCE
Apply or Renew your auto insurance online NOW!
Please complete the online form and we will be in touch with you as soon as the next customer service representative becomes available.
Apply/Renew your ICBC Autoplan here
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ICBC Autoplan Car Insurance in BC
Auto insurance in BC is mandatory for everyone and there is much coverage available. Though every policy in BC must contain ICBC Autoplan basic car insurance, consumers also have the choice of using a private insurance company for comprehensive and other insurance add-ons.
At Pacific Place Insurance Services we offer ICBC insurance.
Enhanced Care
Under enhanced care, lost wages are covered up to $100,000 per year.
Those who earn more than $100,000 per year can choose to purchase additional coverage to top-up the amount of income replacement provided, up to a maximum of $200,000 in gross annual income.
Under the current system, if the injury caused a serious or permanent impairment that limited your future earning potential, you could seek additional compensation through legal action, but only if you were not responsible for the crash. You would be paid out for your future wage loss as part of your settlement, and one-third of the settlement would go to your lawyer.
Under Enhanced Care, you will receive 90% of your net, pre-collision income in tax-free, regular installments, whether or not you were responsible for the crash. Those amounts will increase by the rate of inflation every year, and upon reaching age 65, you’ll be eligible for retirement benefits from ICBC, because Enhanced Care is a system designed to support you over a lifetime.
If you’re able to return to work but your injuries prevent you from going back to the same kind of role, ICBC can provide services to help you find a new job that matches your abilities. If that new role pays less than your job before the crash, ICBC will continue to top up your income replacement to 90% of your pre-collision net income.
Find out more about Enhanced Care
Contact one of our advisors for a quote.
ICBC Roadstar Package
RoadStar and Roadside Plus packages provide extra protection and peace of mind when you`re on the road. Roadstar and Roadstar Plus combines some of our most popular optional products at a great price. They give you valuable coverage at home and while you're travelling.
For complete features and benefits from Roadstar and Roadstar Plus please click on the link:
YOUR DRIVING RECORD
Your driving record, also called a driver's abstract, is a record of your driving history. It lists when your driver's licence was first issued, plus any driving tickets or other offences you've received in the previous five years.
GET YOUR DRIVING RECORD ONLINE
You can easily request a driver’s abstract, an insurance and claims history record or a commercial driving record (National Safety Code abstract) for your employer through our online application form.
You will receive your driving record and/or insurance and claims history by email. The record(s) attached in the email are digitally certified by ICBC.
Please note, email is not a secure method of transmitting sensitive personal information and by using this service you accept this risk. If you are concerned, you may use the alternative methods indicated below.
If you don't see the email, please check your spam or junk folder first then try your request again.
GET AN ESTIMATE
Starting September 1, 2019 you will be asked to list those who drive your vehicle when you go to renew your insurance. To help you prepare for your visit to an Autoplan broker, use this tool to pre-list drivers and get an estimate.
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YOUR DRIVER FACTOR
As of September 2019, we're moving to a more driver-based insurance model where every driver in B.C. will have a driver factor. The driver factor is a 3 decimal point number that represents your risk on the road.
The driver factor primarily looks at your driving experience and crash history, as well as whether you are a senior or new resident. The driver factor reference point is 1.000 – a number lower than 1.000 represents a lower driving risk and a higher number represents a higher risk. As you gain driving experience, and for each year you remain crash-free, your driver factor will improve.
Find out what your driver factor is:
MARINE BOAT INSURANCE
Protect your boat with our marine and boat insurance. We recognize your boat is more than a pleasurecraft: it’s an expensive investment.
While some home insurance policies cover boats, those policies often limit marine-related risks. At Pacific Place Insurance Services, our comprehensive, customizable policy offers peace of mind.
Contact one of our agents for additional information or quote.
AGENTS: ICBC QUOTE REQUEST FORM
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